Step 1: Examine
Your experienced HBKS advisor heads a team of professionals dedicated to your account, representing a wide range of category-specific expertise in the myriad issues that impact wealth accumulation, maintenance and distribution.
Your advisor will lead you through a process designed to reveal your financial condition. The process includes examining such issues as cash and debt management, investment risk levels, personal income tax planning, retirement planning, loss protection and estate distribution. You will discuss the goals you have set for yourself and your family, and the objectives your accumulated wealth is designed to accomplish. The information gathered during your sessions will be analyzed by HBKS specialists, and the subsequent analysis will be used to custom-build a plan with detailed recommendations and specific action steps to move you toward your financial goals.